Privacy Policy

Privacy Policy statement and company guidelines

Effective 8/10/2021

The Insurapply Privacy Policy explains how Insurapply, LLC collects, handles, and uses information provided to us by individuals when using our website insurapply.com .

For any questions about this Policy, you can email us at info@insurapply.com or call (833) 571- 2180.

There are two sections on the Insurapply website where Insurapply will ask you for your personal information (PI) and Health Information (HI)

Note: If you are just viewing the Insurapply website, there is no requirement to provide PI or HI.

If you would like to view price, premium, cost or rates on the Insurapply quoting engine, PI will be required. The quoting engine is a software program that requires your name, date of birth, zip code, and tobacco use or not. We collect email address on the quoting engine, but the phone number is optional.

If after viewing the initial quote information, you wish to proceed and apply for life insurance coverage, additional PI and HI will be required to complete the application process. This may include but is not limited to:

  • name, address, birthdate, social security number, banking information, and financial information such as income verification
  • Some life insurance companies will ask heath history questions at this point
 

Once your application has been submitted to the life insurance company for review (Underwriting), the insurance company, not Insurapply, will begin to access information about you that may include but is not limited to your: credit report, MIB, prescription database, MVR, and consumer report. If medical records from your physician are required, Insurapply with your consent and signed HIPPA authorization, will be able to obtain these documents.

Insurapply: Use of your PI/HI

Insurapply will use your PI and HI for the quoting engine and for processing your life insurance application. As your life insurance broker, and acting as your agent, this information is for internal business purposes and used to provide to the life insurance carriers directly, required information for underwriting requirements.

Additional Information that is collected:

This includes, but is not limited to, your IP address, cookies, and browser data. Insurapply may share this information with strategic partnerships.

Opting out:

insurapply.com will send you applicable and relevant information regarding your life insurance. If you wish to opt out, you can unsubscribe from our emailing list.

Website Visitor Tracking Tools That We Use

Insurapply uses site tools and technology to analyze our site traffic, improve customer experience, and provide related information to our site visitors.

Disclaimer

In order to prevent fraud or any other crime, Insurapply may disclose company information to insurance companies or legal entities.

Site Security

While no website or data management systems are completely secure, Insurapply uses reasonable safeguards and best practices to secure your PI/HI and we follow industry accepted privacy practices and procedures to help prevent unauthorized use or access to your information.

Changes to this Privacy Policy

This Policy was last updated on 8/10/2021. However, this Policy is subject to change over time. The most current version of our Privacy Policy can be found on the Site.

Contact Us

If you have questions regarding this Policy, you may contact us using the Contact Us form on our site or at: info@insurapply.com ; Phone: (833) 571-2180